Greater student loyalty and sales growth with SKUARIO’s micro payments platform

With the introduction of contactless and mobile payments the way products and services are purchased is completely transformed. In 2017 card payments overtook cash for the first time and contactless payment’s popularity is on the rise. Not surprising since this contactless method brings the average transaction time back to 7 seconds.

 Mobile payments

Driven by flexibility and convenience, it is only a matter of time consumers will also fully adapt mobile payments. It is predicted that in 2023 90% of all adults will own a smartphone, interacting with the device 65 times a day. These consumers desire fast and easy communication, a smooth shopping experience and paying without hassle. It has also been proven that mobile payments are more secure than other forms of payment because of all the extra layers of security, a very important criterion for users.

Micro payment platform SKUARIO

Responding to the rapidly growing demand of easy transaction processes and security SKUARIO developed its micro payment platform specifically aimed at the sales of facility services. Users can deploy the SKUARIO app to pay for products or services from Multi Functional Printers (MFP’s), vending machines, EPoS systems and much more. One of the many benefits is that they can purchase these items at unattended devices 24/7. In line with the consumer’s wishes the mobile application (for Android and iOS) is easy to install and the clear design makes navigating through the menu very simple.

Deploy your services more efficiently

As a university managing unattended devices can be a challenge. Especially when you want these to generate revenue. SKUARIO is a cost-effective cloud based solution which allows you to have 24/7 availability. It takes away the complexity of installation and configuration of devices by letting you set up in the cloud. After that SKUARIO will be directly operational, without the need for extensive (and expensive) hardware.

Once in use, SKUARIO will offer you a clear overview of usage/costs of facility services, assists you in saving on i.e. paper, ink, power and the reduction of waste and takes over the management of users. 

No financial hassle

As an officially licensed Payment Institution Agent, SKUARIO will take care of all your payment challenges. This means no countless contracts with different (inter)national payment providers or banks. SKUARIO will be your only contract partner who takes care of all financial clearing and settlements. SKUARIO’s micro payment platform is GDPR compliant.

Do you want to extend efficiency and flexibility for users and offer greater security, convenient transaction processing and sales growth? Visit for more information about our micro payment platform.  









Your Student Card is more than a piece of plastic

Cards have many features. You can pay with it, open doors, collect bonus points or start acoffee vending machine. And of course, all at once. Multifunctional cards are nothing special anymore. They have long been useful companions in our daily lives without necessarily being of special importance. Their functions make them practicable. However, they do not decide how important a card is to us. The value we attach to it depends on the trust placed in it.

A student card is not like a Copycard
2013, the Technical University of Munich introduced their current Student Card and this consideration was decisive for their success. Among the common functions such as access badge, library card and student services electronic payment card, a ticket from the Munich public transportation network (MVV) should be included in order to be able to use the public transport at a reduced price. The idea of combining student cards with transport tickets was obvious, as public transport has always offered special student rates. Until 2013, this was associated with a high administrative effort, as the entitlement to reduce the price, had to be confirmed by the university by the status "student" and had to be verified by the MVV. And that should change with the Student Card.

Security and reliability are trustworthy and efficient
To cooperate means to be more efficient. And to be efficient, it needs confidence. In the case of the Technical University of Munich, it was important that MVV could rely on the validity of the renewal system of the university. It was necessary to ensure that no one could misuse the special tariff of MVV. Without additional effort for verification!The Technical University of Munich put their trust in ANA-u GmbH. In their complete and efficient system for the semester renewal of ID cards. Together they designed a student card that deserves the status ID card: functional, personalised and with the possibility to extend, when the study continues.The thermo-re-write technology and the validation software of Ana-U GmbH exclude systemic and manual manipulations. This ensures confidence in cards and makes them more than a piece of plastic.

Salto Systems - University of Greifswald with electronic access solution

Versatility is the trump card
Those responsible at the University of Greifswald are tired of the effort and uncertainty associated with mechanical locking systems and are gradually switching to an electronic access solution. The new system must meet the highest demands for data security, flexibility in the allocation of authorisations and versatility in the door components.
The Ernst Moritz Arndt University of Greifswald is in the middle of replacing several mechanical locking systems with a uniform electronic access control system. The starting point was a typical situation for mechanical locking systems, explains Christian Tambach: "There was no complete overview of who had which keys and where they lock. What made it even more difficult was that we had to manage various locking systems. Therefore we decided to say goodbye to the mechanics step by step. We want to be able to withdraw locking authorisations without having to return keys."
Loss of keys no longer a problem
With the conversion to an electronic system, the University of Greifswald is pursuing several goals, explains the head of the department of technology and construction at the university: "First and foremost, we wanted key and card losses to be no longer a problem. In addition, we would like to be able to time limit and block access rights and simplify the issuing of keys". And because the university's institutes are spread over several properties, a gradual conversion should be possible.

Are you creating a Five Star Student Experience for Generation Z?

Article by Entrust Datacard
Gen Z (or iGen) consists of those born from 1995 through 2012. This is the first generational group that has never lived without the internet; they are digital natives and can filter out what is not relevant to them. Gen Z students are known as the mobile generation with short attention spans and can multi-task on an average of 5+ screens. They communicate in pictures and are constantly creating their own “brand” through YouTube, Snapchat, Instagram and other social media. These students are a major participant in “influencer marketing” where they not only listen to others across various digital channels but they love to share what they learn and experience. They also have grown up in a ratings world where a five star experience is an expectation versus an aspiration.

How does this translate to a University ID Card Program? Doing things “the way we always have done them” is not going to cut it for Generation Z. Attracting and retaining Gen Z students requires colleges and universities to dramatically redefine their approach to creating positive user experiences for this group on university campuses. 
The student experience encompasses all of the touchpoints that a student has with the university. The issuance of the campus ID card at orientation, one of the first touchpoints, sets the tone for a student’s experience. A new and upgraded approach, starting with the university ID card program, ensures a positive beginning to the student experience for Generation Z.
How many universities market a brand image of “High Tech Research University” to students and end up having a Student ID card that resembles a retail wholesale club card? On the one piece of tangible university branding that students use and interact with on a daily basis, does this best communicate the university’s desired brand image? How about a “tech-forward” university not using the ID card for multiple functions across campus (access control, vending, meal plans, laundry, library, transportation, etc.) while a two-year and less-expensive school down the road is? Does this communicate the right message to students and reinforce the university’s value?


Prox card, proxie card, keycard, hid card, smart card, access badge, corporate 1000 card, 26 bit card – whatever you call it, the 125 kHz radio frequency card is still the most widely used card for electronic access in North America. Unfortunately, few people are aware of recent developments that threaten the security status of these familiar cards.
The word “prox” is an abbreviation of “proximity,” which just means “near.” Proximity cards are a significant upgrade for users of mag stripe or Wiegand access cards, which have to be swiped through a reader. Prox cards only need to be held near a reader to open a door, and they work through a wallet, purse, pants pocket or whatever else they are in at the time. Cardholders have enjoyed the convenience of prox cards for nearly three decades.
Since their operation was so mysterious, prox cards were generally thought to be as secure as they were convenient. For a long time, this was mostly true because the technology needed to clone a card was big and expensive. However, as with all things technical, the price for cracking a prox system has come down tremendously. Today, anyone can buy a device at a large online retailer for under $20 which can read the data from most 125KHz prox cards, store it, then write it to an unprogrammed card with just the press of a button. There are also more powerful devices for under $500 that fit in a backpack and can read the data from a prox card several feet away, even if it is inside a wallet or purse. Both types of devices can be used to create unauthorized cards that the access control system cannot distinguish from officially issued prox cards. 

About Us

The mission of the association is to assist the institutions of higher education in the Member States of the European Union and other European Countries to implement and operate campus card programmes by facilitating information exchange, by developing European standards where appropriate and by acting as a forum for interaction between the institutions and other agencies with an interest in campus card applications in Higher Education.


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